Different Types of Water Damage

The Different Types of Water Damage

Different Types of Water Damage
There are different types of flooding, and insurance companies determine which ones are covered and which ones are not. (Photo Credit)

For homeowners water damage can just simply mean indoor flooding. As long as there is standing water inside the home that has emantated from a source within the home, that automatically is considered water damage.

But water damage has its own classifications and types. There are different types of water damage, depending on the type of flood waters that has been inundating a home.

The Balance.com explains that there are three types of water damage commonly used by insurance companies.

“Some types of water damage are pretty straightforward. It’s helpful to be familiar with three of them. When you call to make a claim and to find out if you’re covered, the insurance company may use terms like: (1) Sewer backup or water backup; (2) Overflow and discharge; (3) Flood. The source of water damage is not always obvious, so the insurance company might throw some of these terms around when you call to ask if you’re covered. For example, many people use the term “flood” to explain any kind of water in their house, but ​a flood is very specifically defined when it comes to insurance. It helps to understand insurance jargon for different types of damage so you can understand if something might be covered or not.”

Check out the whole article here.

Insurance definition of types of water damage

For some insurance companies, types of water damage are defined using scenarios. Insure.com names about seven scenarios that have this. Super Dry San Diego Flood Restoration 24Hr Emergency Service Calls

“Scenario No. 3: Your washing machine overflows, flooding the basement. Are you covered? Yes. But it depends on your home insurance company’s view of the problem: Did you fail to maintain the washer properly or did sudden, accidental damage cause the flood? Usually, water from a broken appliance will be covered. Scenario No. 4: A sewer backs up, flooding your basement. Are you covered? No. Standard home insurance policies don’t cover sewer backups, and many specifically exclude damage from sewer back-ups. Special endorsements are available, at added cost, for sewers and drains.”

Read about the other scenarios here.

Water Damage Types

Stewart.com also encouraged hoemowners to widen their coverage for water damage occurences.

“Seepage and Leakage Water Coverage. Seepage and Leakage means continuous and repeated over time (check your policy for specific timelines). Sometimes known as “slow leak coverage,” this damage generally occurs within the plumbing system resulting in a slow leak from a pipe inside the wall, shower pan, A/C pan, or even a leak in the roof. These types of situations often go undetected until the damage is so extensive that it becomes apparent through a collapsed ceiling or a severely damaged wall.”

More on this here.

Water damage has different types and classifications, It will be best to ensure that a home is covered for all the possible scenarios to minimize damage.

How Flood Season Affects Orange County Residents

The Effects of Flooding in a Community

Flooding in a community will always cause damages to properties within the vicinity no matter the extent of flooding. Be it a public plumbing problem, a natural calamity, or urban flooding, the event will always be treated as a disaster especially by residents whose homes have been inundated.

How flood season affects orange county residents will generally be the same as how other neighboring communities get affected by flooding. And this is the reason why the United States Department of Homeland Security came up with warnings on its official website on how to go about responding to floods. 24hr.ocwaterdamagepros.us – Website

How Flood Season Affects Orange County Residents

“When It Is Not Flooding: Make A Flood Plan. (1) Know your flood risk.(2) Make a flood emergency plan. (3) Build or restock your emergency preparedness kit, including a flashlight, batteries, cash, and first aid supplies. (4) Consider buying flood insurance. (5) Familiarize yourself with local emergency plans. Know where to go and how to get there should you need to get to higher ground, the highest level of a building, or to evacuate. (6) Stay tuned to your phone alerts, TV, or radio for weather updates, emergency instructions, or evacuation orders.” Check out the website here.

An example of how flood season affects orange county residents can be found in the website OC Register when it published a report on how a storm inundated the OC area.

The region’s biggest rainstorm in seven years slammed Orange County on Sunday, flooding roads, triggering mudslides, submerging vehicles and causing dozens of traffic accidents. The series of torrential downpours prompted the National Weather Service to issue a flash flood warning… In Garden Grove, several cars were submerged in water. At least one car in the parking lot of Garden Grove’s Next Level Sports Complex was completely submerged, police said. The eastbound 91 off-ramp to Tustin Avenue was reported closed due to flooding.” The rest of the article can be found here.

Apart from preparing oneself and the whole household for flood emergencies, it is also important to be aware of the next steps to take following a flooding in a community. For instance, if flood has inundated a home, it is important that a flood damage restoration service be immediately sought to minimize the damages floodwater may bring to homes. This is because untreated water damage can possibly wreak havoc to any home or commercial structure that it inundates.

If you’re buying a home in San Diego, you’ll want to check and ensure there wasn’t previous rain and storm damage

What to Check When Buying a Home

Buying a home could just be one of the biggest decisions any family would ever have to make. This is because it represents a financial commitment, and it is something that will have to be maintained.

Before signing that contract though, prospective clients should be aware of what to check before buying into a property. This is because once a property is bought, there is very little a new owner can do, if and when he discovers that there is something wrong with the property bought.

Usual problems encountered when not checking include:

  1. Plumbing issues
  2. Electrical Issues
  3. Structural problems
  4. Interior Concerns
  5. Pest Infestation
  6. Water or Storm Damage

All these six issues are very critical in any new home ownership because definitely, if these are overlooked, expenses will surely double up, or could even go triple.

For instance, if you’re buying a home in San Diego, you’ll want to check and ensure there wasn’t previous rain and storm damage. Water or storm damage is a well of structural and health problems, that every property owner should avoid. For one it causes mold and fungal growth which can endanger the health of property occupants. Flood Damage Restoration Online Services

Moreover, water damage affects the structural integrity of the whole property given that water can seep into concrete, tiles, wood, walling, flooring, and even the roofing itself. Apart from that interiors, and home aesthetics are definitely affected too. And when you factor in possible electrical and plumbing damage due to water damage and flooding, then you’ve got yourself into a major property issue that could even lower the value of your real estate property should you decide to resell is as soon as possible.

This is because most real estate agents are so vigilant nowadays, they will always bargain the prize if they see water and storm damage in the property.

So before buying a home or a commercial property, to check and ensure there wasn’t previous rain and storm damage. This is to ensure that your investment will come a long way, and that your home is free from structural damage. More importantly, you would not want to risk your whole family’s health in a home saddled with molds, and mildew that could trigger allergies, skin sensitivities and a host of respiratory ailments.

Emergency Water Damage Removal Company

Important services that water damage repair companies should provide

When choosing for a water damage repair contractor in the San Diego area, it is important to take into consideration the array of services the water damage repair contractor offers. Some may offer standard water damage repair service offerings, and some endeavor to provide end to end services that could even include direct coordination with your insurance provider.

Emergency Water Damage Removal Company

Water damage repair San Diego area is relatively uncomplicated especially when the contractor that has been tapped can provide all the services that will be needed by the client.

Here are some of the critical services that any water damage repair company should provide:

  1. Thorough damage inspection and accurate assessment. It is imperative that a water damage restoration company be able to see what needs to be restored, what can and can no longer be salvaged, and how to restore those that could still be restored. Failure to identify all these will have an impact to the whole restoration process and its corresponding costs.
  2. Water Removal and Extraction. This is one of the most critical phases in the whole water damage restoration process. It is of course important that the company can undertake this procedure quickly and efficiently using their manpower’s expertise and their up-to-date and industrial-strength equipment.
  3. Drying and Dehumidification Services. This is one of the most important aspects in the whole water damage restoration service. Everything should be thoroughly dried starting from the structure itself to all the equipment, fixtures, and pieces of furniture and appliances that can still be restored or salvaged. If the client has to enlist the services of another company for the drying of furniture or appliances then that means the restoration company in question does not offer a full range of services. Same goes with the dehumidification process.
  4. Cleaning and Sanitizing. The company should also be able to undertake cleaning and sanitizing procedures because commissioning yet another contractor to do the same will be another step that could even make the whole restoration process a lot slower.
  5. Restoration. This is usually the final step in the whole water damage restoration service, and it is important that the contractor can fully restore the structure, the fixtures and everything that needs remediation.

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